Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer valid study dumps : Oklahoma Life, Accident, and Health or Sickness Producer Exam

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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. A single contract for group medical insurance issued to an employer is known as

A) an employer policy.
B) a master policy.
C) a certificate policy.
D) a conglomerate policy.

2. Which of the following BEST describes a waiver of premium clause in a typical disability policy?

A) The waiver of premium benefit pays the policy premium during a disability claim.
B) This clause generally begins immediately with the doctor stating that the insured person is completely disabled.
C) This clause eliminates any premium being paid for the lifetime of the insured individual.
D) The monthly benefit under the policy is reduced to offset the premium that is no longer being paid.

3. An insurance producer who knowingly and willfully makes a fraudulent statement relating to an application for insurance is subject to all of the following EXCEPT

A) censure.
B) revocation.
C) discrimination.
D) suspension.

4. Transacting insurance includes any of the following EXCEPT

A) selling insurance.
B) delivering insurance contracts.
C) preliminary negotiations.
D) gathering prospective buyer information.

5. Which of the following is a core benefit of Medicare supplemental insurance?

A) First 3 pints of blood each year.
B) Basic drugs limit of $1,250.
C) Preventive care.
D) At-home recovery.

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