Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer valid exam dumps : Oklahoma Life, Accident, and Health or Sickness Producer Exam

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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. An insured with a major medical policy has a per cause deductible of $100. Over the course of the year, the insured visits the doctor's office three times for injuries. Excluding the premium, what is the MINIMUM amount the insured MUST pay for the year if each visit costs $200?

A) $500
B) $100
C) $200
D) $300

2. The settlement option that allows proceeds to remain with the insurer and the earnings to be paid to the beneficiary on a monthly basis is called

A) interest only.
B) fixed period.
C) fixed amount.
D) lump sum.

3. Premiums paid by the insured for personally owned disability income insurance are

A) tax deferred.
B) partially tax deductible.
C) not tax deductible.
D) tax deductible.

4. Which of the following is a common exclusion from coverage under a medical expense plan?

A) Injury due to recreational sports.
B) Air travel in a private plane.
C) Injury caused by repairs or renovations to one's own home.
D) Injury due to auto accidents.

5. In broad terms, the types of support and services generally associated with Long-Term Care policies are provided at which three levels of care?

A) Skilled nursing, intermediate, and custodial care.
B) Functional, rehabilitational, and medical care.
C) Home-based, assisted living, and medical care.
D) Professional, social, and economic care.

Solutions: